Whether you’re a first-time buyer, seasoned investor, or business owner — we combine bespoke lending strategies with tailored finance solutions to help bring your goals to life.
Making smart decisions around property and finance starts with the right guidance. Whether you're buying your first home or navigating more complex financial moves, confidence comes from having a strategy — and a team you can trust.
The reality is, property and finance can feel complex, even overwhelming — especially when you’re time-poor, running a business, or building your career.
But that complexity? It’s where we thrive.
At Lumière Financial, we don’t just broker loans. We design lending strategies that align with your broader goals — whether that’s growing your investment portfolio or buying your dream home, acquiring property within your SMSF, financing your business expansion, or simply structuring your debt to work smarter for you.
We work collaboratively with our clients, leveraging our personal experience, professional expertise and passion for property - to ensure that every detail is handled with precision and care.
Our aim is to guide you through the entire property process with energy, expertise, and dedication. To challenge assumptions, and guide you with clarity — ensuring every decision you make is informed, intentional, and aligned with your broader vision.
Our commitment is simple: to make your journey as smooth as possible. We want you to achieve your property goals - and do so whilst keeping a smile on your face.
Our Expertise, Tailored to Your Goals
From business finance to first homes, our lending solutions are designed to support your ambitions at every stage.
Investment Lending
Successful property investment starts with the right finance strategy. We structure lending to help you build and scale your portfolio effectively, ensuring your finance complements your long-term investment goals. Our expertise helps you optimise returns and preserve flexibility as your portfolio grows.
Residential & Home Loans
Whether upgrading, downsizing, or purchasing a new home, we help you navigate the property finance landscape with ease. We match you with competitive interest rates and loan features tailored to your needs — ensuring your lending works in harmony with your broader financial goals.
Refinancing
Refinancing can be a smart way to reduce costs, access better loan features, or unlock equity for further investments or business opportunities. We assess your current lending arrangements and negotiate on your behalf — starting with your existing lender — to secure favourable terms with minimal hassle.
Strategic Lending for Business & Commercial
Whether you’re expanding operations, acquiring new premises, or investing in business growth, we design tailored finance strategies to align with your commercial objectives. We help business owners and entrepreneurs access lending that supports growth — all while ensuring the structure complements your broader financial plan.
SMSF Lending
Financing property within your SMSF can be complex — but with the right guidance, it’s a powerful wealth-building strategy. We work alongside your accountant or financial adviser to ensure your SMSF lending is structured correctly and sourced from the most suitable lenders. Our role is to simplify the process, keeping you informed and compliant.
First Home Buyers
Buying your first home is a significant milestone — and the right guidance makes all the difference. We help you navigate every step, from understanding your borrowing capacity to selecting the right loan structure. Our goal is to make the process simple, clear, and aligned to your future plans.
Our Team
Matt Davy - Director
France Chenevier - Director
Matt and France offer unparalleled expertise, personalised guidance, and unwavering dedication to help you secure your dream home. With a combined 38 years experience in Financial Services, they are here to guide you through your property journey with confidence and precision.
To find out more, click here.
Our Partners
With access to over 50 lenders, we are confident we can find the right solution for you.